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In order to get accepted for [[https://www.paramuspost.com/search.php?query=credit%20cards&type=all&mode=search&results=25|credit cards]] that have low interest rates, lucrative reward schemes and low fees, you need to have a stellar credit score. If you go to make a purchase with your credit card and you are told that there will a surcharge for using that payment method, you can refuse to pay it and demand they accept your purchase. Many credit card companies do not allow merchants to impose fees, so you should check out the policies of your card company. Take advantage of the fact that you can get a free credit report yearly from three separate agencies. Make sure to get all three of them, so that you can be sure there is nothing going on with your credit cards that you may have missed. There may be something reflected on one that was not on the others. Credit cards have the potential to be useful tools, or dangerous enemies. The best way to understand the right ways to utilize credit cards, is to amass a substantial body of knowledge about them. Use the advice in this piece liberally, and you have the ability to take control of your own financial future. If you have credit cards be sure to check your monthly statements thoroughly for errors. Everyone makes errors, and this applies to credit card companies as well. To prevent from paying for something you did not purchase you should save your receipts through the month and then compare them to your statement. When you are making a purchase with your credit card you, make sure that you check the receipt amount. Refuse to sign it if it is incorrect. Many people sign things too quickly, and then they realize that the charges are incorrect. It causes a lot of hassle.(Image: [[https://i.ytimg.com/vi/e4BYnEbRJNs/hqdefault.jpg|https://i.ytimg.com/vi/e4BYnEbRJNs/hqdefault.jpg]])