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The purchase of this insurance via the registrant or an agent or broker designated by the registrant shall not be a situation precedent to the granting of the loan. If the borrower purchases the insurance from or via the registrant or from one other supply, the premium may be included in the principal quantity of the loan. Whether a registrant computes curiosity pursuant to division or of this section, each fee shall be applied first to unpaid expenses, then to interest, and the rest to the unpaid principal stability. A borrower injured by a violation of this section may convey an motion for restoration of damages. | |